TD Bank is a reputable financial institution in North America offering a variety of financial products and services. Whether you’re interested in checking accounts, credit cards, savings accounts, or mortgages, TD Bank has you covered. But what really sets TD Bank apart from the competition are the promotions that they offer. From bonuses for opening an account to referral bonuses for telling your friends and family about TD Bank, the promotions are designed to help customers save money and make banking with TD Bank more rewarding. In this article, we’ll take a closer look at the current TD Bank promotions for checking accounts, credit cards, and savings accounts, as well as their referral program. We’ll also explain the advantages of banking with TD Bank and how to qualify for each of the promotions. So, if you’re looking for a bank that rewards you for your business, keep reading to learn more about TD Bank promotions.
TD Bank Checking Promotions
If you’re looking for a checking account, TD Bank has several promotions to help you get started. Some of TD Bank’s best checking account promotions include:
- A $300 bonus when you open a TD Beyond Checking account and receive at least $2,500 in direct deposits within 60 days of account opening.
- A $150 bonus when you open a TD Convenience Checking account and receive at least $500 in direct deposits within 60 days of account opening.
- A $100 bonus when you open a TD Simple Checking account and either make $250 in online purchases or maintain a balance of $500 for 60 days.
TD Bank checking accounts come with several convenient features, including online banking, mobile app, and a free debit card. You can also benefit from overdraft protection and get reimbursed for non-TD ATM fees. Before opening a checking account with TD Bank, make sure to check the specific eligibility requirements and fees associated with each account. If you’re interested in learning more about TD Bank’s checking account promotions, visit their website or speak with a customer service representative.
Does TD Bank offer checking accounts?
Yes, TD Bank offers checking accounts to its customers. Here are some features of TD Bank’s checking accounts:
- Easy to use online banking and mobile banking app
- No monthly maintenance fees when you maintain a minimum daily balance
- No ATM fees at TD Bank ATMs
- Access to over 1,300 TD Bank branches in the United States
- Several options to choose from, including TD Convenience Checking, TD Beyond Checking, and TD Premier Checking
For more information and to compare TD Bank’s checking account options, visit their website at https://www.td.com/us/en/personal-banking/checking-accounts/.
TD Bank Credit Card Promotions
If you’re in the market for a new credit card, TD Bank has some great promotions to choose from. With TD Bank credit cards, you can earn rewards points, cashback, and take advantage of low introductory APRs. Some of their current credit card promotions include:
| Credit Card | Promotion | Introductory APR | Annual Fee |
|---|---|---|---|
| TD Cash Credit Card | Earn $150 cashback when you spend $500 in the first 90 days | 0% for the first 15 billing cycles on balance transfers | $0 |
| TD First Class Visa Signature Credit Card | Earn up to 25,000 bonus miles when you spend $3,000 in the first 6 billing cycles | 0% for the first 6 billing cycles on balance transfers | $89 (waived for first year) |
| TD Business Solutions Credit Card | Earn $300 cashback when you spend $3,000 in the first 90 days | 0% for the first 6 billing cycles on balance transfers | $0 |
TD Bank credit cards come with a range of benefits, including rewards programs, travel perks, and fraud protection. You can apply for a TD Bank credit card online or in-branch, but make sure to review the specific terms and fees associated with each card before applying. TD Bank also offers a credit card comparison tool on their website, which can help you choose the card that’s right for you.
What are promotional offers on credit cards?
Promotional offers on credit cards are incentives offered by credit card companies to attract new customers and encourage current ones to spend more. Some common promotional offers on credit cards include:
- 0% intro APR for a set period of time
- Sign-up bonus rewards points or cashback
- Balance transfer offers with low or no interest rates
- Increased rewards rates for a set period of time
These offers are designed to benefit both the consumer and the credit card company. However, it is important to read the fine print and fully understand the terms and conditions of any promotional offer before accepting it. Websites like Bankrate and NerdWallet offer helpful resources for comparing and understanding different credit card offers.
TD Bank Savings Promotions
TD Bank offers a variety of savings account promotions to encourage customers to save more. Here are some current offers:
- Earn $150 when you open a TD Beyond Savings or TD Growth Money Market account with a balance of $20,000 or more
- Earn $300 when you open a TD Preferred Savings account with a balance of $50,000 or more
Some advantages of having a savings account with TD Bank are:
- Competitive interest rates that help you save more
- Easy and streamlined account management through their mobile app and online banking
- Low minimum deposit requirements, making it easier to start saving today
- FDIC-insured deposits to ensure your funds are protected
- No monthly maintenance fees on some accounts
TD Bank savings accounts also offer overdraft transfer service, which means that if you overdraw on your checking account, funds will automatically be transferred from your savings account to cover the negative balance.
If you’re interested in opening a TD Bank savings account, you can apply online, in-branch, or over the phone. Make sure to review the specific terms and fees associated with each account before applying.
What savings accounts does TD Bank offer?
TD Bank offers several savings account options with different features and benefits. Some of the options available include:
- The TD Simple Savings account, which has no monthly maintenance fee if you maintain a daily balance of at least $300
- The TD Beyond Savings account, which offers higher interest rates for higher balances and has no monthly maintenance fee if you maintain a daily balance of at least $20,000
- The TD Relationship Savings account, which rewards you with higher interest rates when you link it to a checking account and maintain a monthly balance of at least $20,000 in both accounts
For more information on TD Bank’s savings account options, visit their website.
TD Bank Referral Program
TD Bank’s referral program rewards customers for referring friends and family to open accounts with TD Bank. Here’s how it works:
Eligibility Criteria
- You must be a TD Bank customer and have a personal checking account
- You must register for the program online or in-branch
- Your referee must use your referral link or code when opening a personal checking account and make a cumulative direct deposit of $250 within 60 days of account opening
Rewards
- Customers will receive a $50 Visa gift card for every referral that meets the eligibility criteria
- The referred customer will also receive a $50 gift card for opening a qualifying checking account
- Customers can earn up to $500 in rewards per calendar year
The TD Bank referral program is a great way for customers to earn rewards for sharing their positive banking experience with others. It’s an easy way to make extra money just by referring friends and family to a trusted financial institution.
Conclusion
TD Bank offers a variety of promotions tailored to meet the financial needs of its customers. From checking and savings account promotions to credit card offers and a referral program, TD Bank provides a range of incentives to help customers save and manage their money. If you’re interested in applying for any of TD Bank’s promotions, make sure to review the terms and eligibility criteria to take advantage of the right one for you.
