A couple of days ago, Kiplinger Online ran an editorial called “20 Ways to Waste Your Money” which outlines a variety of ways in which people “waste” money.  My question is, these are “wastes” according to whose ideals and beliefs?  There are obviously people who have enough money to spend on anything they want, and [...]

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Earlier today I decided that I had had enough of the added expense of paying for cable television.  This was far from a frugality choice or a consequence of the downturn in the economy.  I really do not use it on an everyday basis, and there are even some evenings during which the [...]

People often say that you cannot look to the past to predict future events.  I would beg to differ greatly from that viewpoint.  While the circumstances that surround past events may not be duplicated exactly in order to predict the future, as in the stock market, it is very easy to take past behavior and [...]

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Christmas 2008 has not yet arrived, but it is never too early to start planning for next year.  Planning, after all is the key to successful financial management.  While you cannot predict where the economy will be a year from now, or what [...]

Thanksgiving is supposed to be a time abut being with family and friends, giving thanks for what we have in our lives, the Macy’s Thanksgiving Day Parade, and perhaps some football as well.  Once the day is over people’s attentions turn to the next ”holiday” that immediately follows: Black Friday, the unofficial kick-off to the holiday gift-giving season.  [...]