One day you decide that you have had it with your current job and that you are going to go into business for yourself.  You would certainly be far from alone in those sentiments.  From 2003-2007,  between 610,000-645,000 new employer firms have started, and since the start of the decade the number of new non-employer [...]

There are generally two schools of thought when it comes to paying down debt: pay off the highest balances first and pay off the balances with the highest interest rates first.  But neither of these methods addresses the true issue on their own, which is minimizing interest payments in order to pay down the principal [...]

Around this time of year, besides the talk of holidays, a main concern is the upcoming tax season.  This is the time when people (like me) start writing about tips for getting organized and taking those last-minute actions to improve your tax position.  Many people advise about what you should do with investments, making an [...]

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Christmas 2008 has not yet arrived, but it is never too early to start planning for next year.  Planning, after all is the key to successful financial management.  While you cannot predict where the economy will be a year from now, or what [...]

With less than six weeks until the end of the year, many people start planning to turn the page to the new year:  vacations during winter break, planning holiday/new year’s parties, thinking about new year’s resolutions.  It is the last item that deserves more careful consideration, specifically with resolutions revolving around finances.  Many people make [...]