Dear credit provider,
In light of the housing and credit crises of the past few years, I am left wondering about some of your practices in regard to the way you choose how to extend credit lines and how you deem certain applicants to be worthy of receiving a line of credit. In the past, [...]

People often say that you cannot look to the past to predict future events.  I would beg to differ greatly from that viewpoint.  While the circumstances that surround past events may not be duplicated exactly in order to predict the future, as in the stock market, it is very easy to take past behavior and [...]

I was watching The Big Idea with Donny Deutsch earlier, and there was some discussion about whether the automakers should get bailed out, if there should be another stimulus package, and cutting capital gains & dividend taxes.  Larry Kudlow was a guest and had mentioned that he would rather see the individuals keep more of [...]

Yes times are tough: people are upside down on their mortgages or even going through the foreclosure process, the banking industry is in turmoil, retail stores are closing at a record pace, jobs are being lost.  It is certainly difficult to imagine that all of these events are happening all at the same time, but [...]

Cars, prescription drugs, food, power tools, information.  You may be asking yourself what they have to do with credit: absolutely nothing, at least directly.  But, indirectly they all have something very important in common with credit: responsibility.  Each one of those items, used responsibly can be of great benefit, but once the line is crossed toward irresponsibility, [...]