Yes times are tough: people are upside down on their mortgages or even going through the foreclosure process, the banking industry is in turmoil, retail stores are closing at a record pace, jobs are being lost.  It is certainly difficult to imagine that all of these events are happening all at the same time, but [...]

Cars, prescription drugs, food, power tools, information.  You may be asking yourself what they have to do with credit: absolutely nothing, at least directly.  But, indirectly they all have something very important in common with credit: responsibility.  Each one of those items, used responsibly can be of great benefit, but once the line is crossed toward irresponsibility, [...]

I have been contacted to help moderate a fairly new finanical forum called Financial Advice Forum.  It’s topics cover credit, debt, loans, consumer, and legal advice, and also provies a reciprocal links page which includes a thumbnail of your homepage as well as a brief description of your site’s purpose.  It is free to join, [...]