The latest buzz has been all about the first wave of credit card reform laws to have taken effect. On August 20, 2009, credit card issuers must give cardholders 45 days notice before making any significant changes to the terms of the cardmember agreement, and must mail out bills 21 days before the due [...]

safety avandia concerns
Your credit cards are maxed out.  Your mortgage is spiraling out of control.  You have fallen behind on your car payments.  Then you see a commercial on television for a debt-consolidation company that promises to reduce your debt by 50% and they will fix your credit overnight.  You call them, looking [...]

Cars, prescription drugs, food, power tools, information.  You may be asking yourself what they have to do with credit: absolutely nothing, at least directly.  But, indirectly they all have something very important in common with credit: responsibility.  Each one of those items, used responsibly can be of great benefit, but once the line is crossed toward irresponsibility, [...]