At the end of May 2008, I was laid off from my job of 4 1/2 years due to the company’s inability to maintain it’s then-current employee base. I wasn’t too worried, as I had plenty of savings to cover almost 6 months worth of expenses in my HSBC Direct Online Savings account, plus [...]

While it may be a little early in the year for tax talk for some, I personally believe that it is never a bad time to plan or even talk about taxes. Today, I happened to see a tweet linking to an article on Kiplinger’s Website for a section called 10 Ways To Lower [...]

Dear credit provider,
In light of the housing and credit crises of the past few years, I am left wondering about some of your practices in regard to the way you choose how to extend credit lines and how you deem certain applicants to be worthy of receiving a line of credit. In the past, [...]

Remembering 9-11-01

Nothing insightful or thought-provoking today. Simply a remembrance of a tragic time and a small way to pay respect to the families that lost friends and loved ones.

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The latest buzz has been all about the first wave of credit card reform laws to have taken effect. On August 20, 2009, credit card issuers must give cardholders 45 days notice before making any significant changes to the terms of the cardmember agreement, and must mail out bills 21 days before the due [...]