Everyone with any sense of financial responsibility tries to keep their spending within reason, and telephone expenses are no exception.  In fact, one of the most frequent personal budgeting steps is to get rid of the home land line, and to use a cell phone for all calls, taking advantage of the reduction in costs [...]

A couple of days ago, Kiplinger Online ran an editorial called “20 Ways to Waste Your Money” which outlines a variety of ways in which people “waste” money.  My question is, these are “wastes” according to whose ideals and beliefs?  There are obviously people who have enough money to spend on anything they want, and [...]

Some time ago, I had my twitter account suspended.  Mind you, I was not sent a courtesy warning to inform me of any terms of service (TOS) violations that I had been guilty of (probably due to the fact that I had not committed any violations) nor had I been sent an actual notification of [...]