Archive for June, 2008

Starting your own business? Take your time and do it correctly!

Monday, June 16th, 2008

It is perhaps the true “American Dream”: to leave your job working for someone else and start your own business.  The idea is that not only do you have more control–over your time commitment, pay, the types of customers you deal with–but it also enables people to engage in an activity they actually have a [...]

Are your spending habits outpacing your savings?

Saturday, June 14th, 2008

In a society where bigger is thought of to be better (homes, cars, jewelry, etc.), images of celebrities and athletes are thown at us in every media outlet, and each person is trying to out-do the next, it is very easy to get caught up in the hype of images.  However, the one thing that gets [...]

Emergency Funds: a vital part of any financial plan

Friday, June 13th, 2008

Given the state of the economy, as well as people’s propensity to spend rather than save having an emergency fund is necessary now, more than ever.  I’m sure everyone thinks that job lay-offs, unforeseen medical or automobile expenses, or even natural disasters are problems for the next person to worry about, but then again that’s [...]

TransUnion settlement–is it really beneficial to consumers?

Wednesday, June 11th, 2008

After analyzing the news of the settlement of the now decade-old class-action lawsuit against TransUnion for selling customer data to companies for marketing and sales purposes, I am left wondering if the end result is truly worthwhile.  In case you are unaware of the specifics, the settlement options are as follows:

Six months of TransUnion’s credit-monitoring [...]


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